FAQ
Am I Ready to Rent a Property?
Before renting, it’s important to evaluate your financial stability, monthly income, and ability to manage ongoing responsibilities like rent and bills. You’ll typically need to pay a security deposit and one month’s rent in advance. If you’re confident in your ability to maintain a property, manage payments on time, and understand the terms of a tenancy, then you’re likely ready to rent.
What documents do I need?
To rent a property, you will generally be asked to provide proof of identity (such as a passport or driving licence), proof of income (recent payslips or bank statements), and references from previous landlords or employers. As part of the process, you’ll also need to pass a Right to Rent check, which is legally required in the UK.
How much deposit is required?
In most cases, you will be asked to pay a deposit equal to one month’s rent. This deposit is legally protected under a government-approved tenancy deposit protection scheme. Provided there are no damages to the property or outstanding rent at the end of your tenancy, your deposit will be returned to you in full.
What’s included in the rent?
This depends on the specific property. Some rentals include bills such as gas, electricity, water, council tax, and internet. Others may only include the rent for the property itself. It’s important to confirm what’s covered before signing your tenancy agreement to avoid any confusion.
What is an Assured Shorthold Tenancy (AST)?
An AST is the most common rental agreement in the UK and usually lasts for six to twelve months. It outlines the legal rights and responsibilities of both the tenant and landlord. Your deposit will be protected by law, and the tenancy can often be extended if both parties agree.
Can I rent with a poor credit history?
It is possible to rent with bad credit, though you may be asked to provide a guarantor or pay additional rent upfront. Being open with the landlord or letting agent and showing evidence of regular income can help support your application.
What is a holding deposit?
A holding deposit, usually equivalent to one week’s rent, is paid to reserve a property while checks and references are completed. This amount is either refunded or deducted from your first rent payment once the tenancy starts, unless you withdraw or fail the referencing process.
Do I need tenant insurance?
While not a legal requirement, tenant contents insurance is highly recommended. It protects your personal belongings in case of theft, fire, or accidental damage, and may also provide liability coverage for any damage caused to the landlord’s property.
What should I expect when moving in?
At move-in, you should receive a copy of your tenancy agreement, an inventory or condition report, safety certificates (such as gas and electrical), and deposit protection scheme information. Keys and access instructions will be provided, and it’s advisable to carefully check all documents and raise any concerns before signing.
Can I decorate or make changes to the property?
Tenants must get written permission from the landlord before making any alterations to the property, such as painting or installing fixtures. Some landlords may allow minor decorative changes, but it’s important to have all agreements confirmed in writing to avoid future issues.